資

A phono-semantic compound composed of:

貝 (패, “cowrie shell”) - provides the meaning (money, valuables; cowrie shells were used as currency in ancient China);

次 (차, “next, secondary”) - provides the sound.

The character originally referred to valuable resources or means, and later came to signify capital and assets more broadly.

It is widely used in compound words like:

資本 (자본) - capital,

投資 (투자) - investment,

資格 (자격) - qualification.